QUIZ: Should You Put a Down Payment on a House or Buy This Throw Pillow?

Choosing how to invest what little money you have can be stressful. Every financial decision you make has long-term consequences, especially when it comes to big purchases like a mortgage or, perhaps, a few pillows to spruce up the couch. If you’re looking for a nice throw pillow – one with texture or a pretty color to it – you’re going to run an even higher price tag. Take this quiz to determine if you should put a down payment on a house or take that exact same amount of money and instead buy one single throw pillow. 

 

How much money are you willing to spend?

  1. About $100 to $250,000 depending on the place.
  2. About $100 to $250,000 depending on the pillow.

 

How would owning a home change your life?

  1. It’s all I’ve ever wanted! If I had a space to call my own, I think I’d finally have the headspace to achieve all my other goals.
  2. It wouldn’t change a goddamn thing unless I had a nice, fluffy pillow with a nice texture to adorn the living room. 

 

What are your long-term financial goals?

  1. I would love to get out of this wretched cycle of paying a huge chunk of my paycheck towards rent every month and instead start paying myself. Hello, early retirement!
  2. After I purchase my first pillow, I would love to be able to afford a second pillow one day.

 

What do your friends say about your purchase plan?

  1. They’ve been encouraging me to get my own place forever, mostly because they see how much it means to me. 
  2. We have a saying in our friend group: FIWP. Fuck It We Pillow. It doesn’t make much grammatical sense, but the sentiment is awesome. 

 

 

What makes you happiest in life?

  1. Spending time with the people I love in a place that’s all our own. And knowing that when I pass, I will leave something to my kin. 
  2. Tassels. 

 

RESULTS:

MOSTLY 1s: You should take this money and put a down payment on a beautiful house! Sure, you’re not reinventing the wheel or anything, but we couldn’t be happier for you. 

MOSTLY 2s: TOMORROW IS NEVER PROMISED. GET THAT PILLOW, GIRL! There are few things that make this life worth living, and some of those things are much more expensive than you would think just looking at them. Find yourself a throw pillow that will make it all okay.